Chuck McDowell Enterprises, LLC d/b/a Wesley Group and its subsidiaries: Wesley Financial Group, LLC, Wesley Mutual, LLC, Wesley Lending, LLC, and Wesley Credit Repair, LLC. and/or affiliates, successors, or assigns [hereinafter “WG”]”) assists timeshare owners in terminating their timeshare relationship, provides insurance products from insurance companies across the country to consumers, provides mortgage and financial services, and provides credit repair services for the purpose of the removal of errors, misrepresentations, or unverifiable information that a client claims to have appeared on their credit report. Respect for the privacy of personal information is very important to WG.
WG is committed to collecting, maintaining, and securing personal information about you in compliance with State and Federal law. This policy applies to personal information collected by WG via its website, email, chat, or other online tools. This policy does not apply to any website links operated by third parties with whom WG has no affiliation or control.
What is "personal information"?
Personal information is information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. Personal information does not include content a customer or other person uploads to any WG blog or forum for viewing by the public, such as customer testimonials or online discussions. Personal information does not include publicly available information or aggregate consumer information from which individual identities have been removed.
How does WG collect personal information online?
WG collects personal information through its online services including its contact forms on WG’s website, through forms that appear when a customer clicks on a WG advertising banner on a third-party website, by chat, and by email. At this time, there are three primary types of information that WG collects through online services:
1. Information from you: WG collects personal information and other data that you voluntarily enter in to forms or data fields on online services. This includes identity and contact information such as your name, address, email address, telephone number, and other related information that WG deems appropriate to further the purposes of its online services.
We collect no special categories of personal data about you. This includes your race or ethnicity, religious beliefs, sexual orientation, or information about your health. We collect no information about criminal convictions and offenses.
2. Information from others: WG may collect personal information from public or third-party information sources. For example, if users use a credit card on our website, WG or its agent verifies the validity of the credit card information with financial or credit organizations. Sometimes, we may augment our existing user databases with information from third parties. Some of this information may be personal information, such as change of postal address information.
3. Information collected from your computer or electronic device: We may collect information about your computer or other electronic device when you use our online services. This information may include your IP address, domain name, browser type, and date and time of your request. If you use a mobile device to access our online services, we also may collect information about your device, such as your device ID and device type, and usage information about your device and your use of our online services.
We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve access to our site, track usage of our site, and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is not linked to any personally identifiable information on our site. You may control or reset your cookies through your web browser. However, some features of our site may not function properly if cookies are disabled.
Why does WG collect, use, and disclose personal information?
WG collects personal information online as necessary to enable individuals to contact WG, learn about WG and learn more about the timeshare cancellation industry, mortgage industry, insurance industry, credit repair industry, and view testimonials and/or calculate financial information. WG uses personal information to provide products, services, or features that individuals have requested, or to communicate with individuals. WG may share personal information with third parties who provide services to us in our normal course of business including payment processors, customer service, timeshare services, insurance services, credit repair or debt relief services, and statistical analysis. However, WG will not sell, rent, or otherwise distribute your personal information to third parties for purposes not related to our services or otherwise permitted by this policy.
A general description of the collection and basis for use of your information is summarized below: